La diferencia de GOLD

Tenemos una opinión diferente a la de nuestra competencia sobre las tarifas. Si a nosotros no nos gustan, ¿por qué deberían gustarle a usted?

En GOLD, solo cobramos tarifas cuando hacemos trámites adicionales por usted. Por ejemplo, si tenemos que completar una larga subordinación de bienes raíces, probablemente le cobraremos por el esfuerzo. Lo que no cobraremos son tarifas mensuales, tarifas por usar demasiado o muy poco su tarjeta de débito, o tarifas porque es martes y nos apetece.

Programa de tarifas

Fecha de vigencia: 1 de Abril de 2021

Se podrían aplicar a su cuenta las siguientes tarifas y limitaciones de transacción, si corresponde.

GOLD Checking and GOLD Share Savings Fee
Non-Sufficient Funds (NSF) or Unavailable Funds $35.00
Returned Deposit Item $15.00
Account Statements, Transaction History, and Check Copies (per item) $5.00
Account Statements, Transaction History, and Check Copies Through GOLD Online Banking Free
Certified Check $5.00
Non-Member Check Cashing $5.00
Official Check Stop Payment (Affidavit required) $35.00
Stop Payment (Per individual ACH or check or sequential group of ACH transactions or checks) $30.00
Stale Dated Official Check (1) $35.00
GOLD Credit Card and GOLD Debit Card Fee
PIN Based Transactions Free
Signature Based Transactions Free
Card Replacement $10.00
Card Sent to Alternate Address $20.00
Express Card Replacement $50.00
Foreign Transaction Fee (International card transactions only) Up to 1% of Transaction
Miscellaneous Fee
Account Research and Balancing ($25 per hour with a minimum charge of ½ hour) $25.00
Negative Account Balance (Charged on third day of negative balance) $20.00
Third Party Official Check (Per check fee) (2)  $10.00
Bad Address (Fee charged when Credit Union notified via Post Office) $5.00
Bad Address (Charged the last day of each month until a valid address is provided) $5.00
Backup Withholding $25.00
Writs, IRS Levies, Domestic Relation Orders, and other legal requests (3) $100.00
Foreign Check Fee $20.00
Dormant Account - No activity within 24 months (per month) $5.00
PA Escheat Fee $100.00
Loans Fee
Returned Loan Payment $35.00

 

Otras tarifas conforme a lo que se describe en los pagarés firmados y las declaraciones de divulgación

(1) Official check that has not been negotiated by 360 days from issue date.
(2) Fee only applies if the withdrawal is coming from an account other than a checking account.
(3) Plus attorney fees.

Ver la versión en PDF del programa de tarifas de GOLD Credit Union.

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